How to write an essay conclusion
Paraprofessional Essay Sample Writing Topics
Tuesday, August 25, 2020
Common Interview Questions for Teaching Jobs
Regular Interview Questions for Teaching Jobs Before strolling into any prospective employee meeting, you should set aside some effort to set up a couple of answers to basic inquiries questions. You may even need to work out your answers and work on saying them so anyone might hear with the goal that they fall into place easily for you once youre plunking down for your meeting. On the off chance that youre meeting for a showing position, youll need to contemplate what sorts of instruction related inquiries may come up. At a Title I school, for instance, you might be asked,à What do you think about Title I? On the off chance that you work on addressing these inquiries now, you wont lurch through them later. Fundamental Questions Hope to be posed a couple of essential inquiries about yourself regardless of what position youre meeting for. While a portion of these inquiries may appear to be straightforward, you despite everything need to be set up with mindful answers. Some normal essential inquiries include: Educate me concerning yourself.Why would you say you are keen on this position?What are your most prominent strengths?What are your weaknesses?Where do you see yourself in five years? Experience Except if you are going after a section level job, you will likelyâ be got some information about your experience and instructing experience. The questioner will need to realize how well you work with others and what sorts of conditions you are generally agreeable in. You might be posed a few inquiries thusly: What experience do you have utilizing PCs in the classroom?Are you a cooperative person? Assuming this is the case, if it's not too much trouble give me a case of a period you functioned admirably with others.What grade level would you be most agreeable teaching?What sort of perusing program did you use inâ student teaching?Describe yourâ student teachingâ successes and disappointments. Study hall Management A business considering you for an encouraging position will need to know how you handle yourself in the study hall and connect with understudies. Hope to be tested on study hall the board systems and other calculated issues. Questions mayâ include: On the off chance that I strolled into your study hall during understanding time, what might I see?What techniques do you use for homeroom the board? Depict aâ difficult occurrence with an understudy and how you took care of it.How would you handle troublesome parents?Give me a case of a standard or method in your classroom.If you could structure the perfect homeroom for basic understudies, what might it resemble? Exercise Planning When your questioner is certain that you can monitor a study hall, theyll need to know how you plan exercises and assess understudy learning. You might be posed any number of the accompanying inquiries: Depict a decent exercise andâ explain why it was good.How would you go aboutâ planning a lesson?How would you individualize an educational plan for understudies at different levels?How would you recognize the exceptional needs of specific students?What strategies have you utilized or would you use to evaluate understudy learning? Theory of Learning At last, your questioner might need to know how you consider training all the more extensively, what you consider to be the characteristics of a decent educator, what you think about various learning models,â etc. These sorts of inquiries may include: Mention to me what you think about the Four Blocksà Literacy Model.What is your personalâ educational philosophy?What are the most significant capabilities for being a decent teacher?What was the last instructive book you perused?
Saturday, August 22, 2020
Business and Management Free-Sample for Students-Myassignmenthelp
Question: Clarify Major Domestic and International Contextual Factors and how they Affect Business Structures and Strategy. Answer: Business and the board are interrelated with one another. Utilization of viable administration procedures helps the work force of organizations and associations to complete the business exercises proficiently. For the accomplishment of effectiveness in business exercises, crude materials are a vital factor (Gollenia, 2016). Inside this, adherence to the coordinated structure encourages the faculty to make and create powerful plans. Association of the representatives, partners and investors inside this procedure encourages the faculty to guarantee the adequacy and possibility of the proposed designs as far as the distinguished and the predetermined prerequisites. Upkeep of consistency in the execution of assessment brings to the bleeding edge the potential disadvantages in the items and administrations. Presentation of suddenness in amendment of the downsides mirrors the corporate disposition of the work force (Weske, 2012). Thus, lays the genuine substance of the part of the board. E very one of these viewpoints appear to be valid for Westfarmers. Hypothetical structure gives a more clear comprehension about the fundamental ideas identified with the administration of business exercises. One of these hypotheses is the possibility hypothesis, which constrains the chiefs to start to think critically as far as taking choices for the advancement of the organizations and associations (Fadun, 2013). Keeping up pace with the present patterns is a significant suggestion of this hypothesis. This arrangement helps the staff of Westfarmers to keep up their situation inside the Australian market. Association of the representatives, partners, investors and organization accomplices in the dynamic procedure demonstrates valuable for Westfarmers in guaranteeing the adequacy of the proposed designs as far as the distinguished and indicated necessities (Wong et al., 2014). Alongside the possibility hypothesis, frameworks hypothesis demonstrates helpful for Westfarmers regarding accomplishing fruitful culmination of the business exercises. Review it from different points of view, frameworks hypothesis helps the work force of Westfarmers to guarantee the nearness of imperfections inside the gadgets. This mirrors the awareness of the work force towards offering profitable vitality to the purchasers. Employing specialists for identifying the nearness of infection assaults or hacking intercessions means that successful usage of frameworks hypothesis by the Westfarmers work force. Diving profound into the usefulness of Westfarmers, for the creation of effective and beneficial vitality, innovatively propelled machines are required (Zhang Wang, 2012). Carelessness toward this path denies the Westfarmers staff from getting continuous current stream for assembling effective vitality assets. This carelessness is additionally an impediment as far as guaranteeing t he smooth working of the interior pieces of the gadgets. In actuality, statistical surveying regarding getting the propelled machines. Be that as it may, guaranteeing monetary adaptability is vital for embracing mahines, whih lines up with the cutting edge tehnology (Jeston Nelis, 2014). Assessment of the seleted gadget encourages the work force to guarantee the adequacy and pertinence of the chose gadget regarding the recognized and determined prerequisites. Support of consistency in the execution of assessment acquires recognizable enhancements the exhibition of Westfarmers. Introduction of consistency towards the assessment overhauls the status of the Westfarmers as far as getting a charge out of upper hand over the contemporary brands. One of the observable realities inside this is the adherence and consistence to the serious strategies, which encourages the Westfarmers staff to enjoy into reasonable exchanges, exchanges and manages the contemporary brands (Fleischmann et al., 2014). The reasonableness in the previous sentence lines up with the factor of value, which is one of the main considerations for accomplishing consumer loyalty. So as to deal with the business exercises, Westfarmers staff keep a coordinated structure. As an issue of determination, inside the administration come parts, for example, deals, tasks, account and human asset the board. Account is an operator, which aters to the viable administration of deals activities and human asset the executives. Adaptability in the money related viewpoint encourages the Westfarmer staff to present planned plans, offers and limits for the purchasers. At the same time with the achievement, disappointments likewise discover its direction. Countering this, rising fruitful in defeating the disappointments, qualifies Westfarmers as pioneer inside the brands battling for a firm spot in the serious market of Australia (Becker, Kugeler Rosemann, 2013). The powerful coordination between the useful units of the divisions is the cornerstone towards dealing with the emergency time frame. The significant drive behind this is the consistence to the hazard appraisal process, which is help towards decreasing the power of the potential hazard factors. ID of the dangers and their causes takes care of half of the issue. Utilization of realized arrangements further backs out the procedure of hazard evaluation. If there should arise an occurrence of disappointments, use of substitute arrangements mirrors the cognizant demeanor of the Westfarmer work force regarding guaranteeing the prosperity of the clients (Weiss, 2014). Alongside this, rating the dangers extends the certainty of the work force towards diminishing the power of the hazard factors. Rising effective toward this path increases the value of the jobs and obligations of the directors. Inclusion of the representatives, partners, investors and office accomplices in this hazard evaluation process helps the authoritative staff as far as guaranteeing the adequacy of the executed answer for completing the business exercises (Rosemann Brocke, 2015). Thus, lays the conjoined importance of business and the executives. Adherence and consistence to the hazard appraisal process is an extra help with terms of diminishing the examples of disturbances, segregations, clashes among others. Aside from hazard evaluation, preparing structures a significant part for Westfarmers work force as far as dealing with the business exercises. Visit preparing programs improve the getting a handle on intensity of the workers on the fundamental administration abilities. Giving preparing to the representatives on the activity of the gadgets acquires productivity the business exercises of the association. Taking post-preparing tests empowers the directors to test the capacity of the representatives to make functional use of the scholarly abilities in the working environment tasks (Dumas et al., 2013). In addition, trainings additionally demonstrate fundamental in taking care of the crisis circumstances in a powerful way. Arrangement of sufficient inspiration and consolation by the supervisors creates a desire among the workers to uncover better execution. Support of consistency from the two sides in this setting brings about the presentation of expert execution of the Westfarmers work force. Cognizant mentality towards the decrease of carbon and smoke discharge improves the corporate social duties of the association (Chang, 2016). As an issue of detail, boycotting the usage of carbon impressions in the assembling of the vitality assets demonstrates worthwhile for the association, Westfarmers in alleviating the wellbeing dangers of the clients. This activity grows the reputational status of the association into an across the board one. Introduction of cognizance toward this path elevates the corporate disposition of the staff. This outcomes in the foundation of demonstrable skill in the work environment of the association (Hutt Speh, 2012). Arrangement of protected and agreeable work environment to the representatives brings about the overflow of imaginative yield, which takes the association, Westfarmers to accomplish high development rate and a sound overall revenue. Reception of internet based life helps the association, Westfarmers to extend the business. Putting the updates on the recently propelled gadgets makes the financial specialists mindful of the authoritative issues. The methods for online life bolsters the association to expand the dealing of the crowd towards the brand picture (Aalst, 2013). Demanding bona fide data to the clients, office accomplices upgrades the brand attention to the association. One of the recognizable highlights about Westfarmers is the viable administration of HR. Arrangement of preparing on the successful and wise usage of the hierarchical assets includes effectiveness in the business exercises. Survey it from other point of view, this productivity negates the issues of deficient load of crude materials. Connecting the idea of soial media here, promoting true data about the enlistment procedure arranges the administration of HR (Rglinger, Pppelbu Becker, 2012). In this, the executives and business can be put in an equivalent arrangement, which sets up significance with the necessities of the conversation. Rising fruitful in conquering the difficulties achieves an alternate undertone towards the executives. In this, the announcement, Failures are the venturing stones of achievement, turns out to be redundantly obvious. Devotion and responsibility towards updating the administrations adds shading to the means, which prompts the way of accomplishment. Despite what might be expected, carelessness toward this path exasperates the hardness of the stones, which withdraw the association from the distinguished and indicated business prerequisites (Hutt Speh, 2012). Thus, lays the transaction with the periods of achievement and disappointment of the association, which increases the value of the conversation. Then again, this interchange can be lined up with the hierarchical capacity to reestablish lost magnificence and respect inside the serious vibe of the market. Various parameters of the executives assists Westfarmers with widening the points of view of the chiefs. Hazard
Monday, August 3, 2020
A Guide to MLA Referencing Style
A Guide to MLA Referencing Style How to Use MLA Referencing Style Properly How to Use MLA Referencing Style Properly MLA referencing style is one of the most commonly used types of formatting, so youâre bound to encounter it at least once throughout your post-secondary schooling. However, it can be hard to master this style of referencing because there are so many tricky little elements you have to get right. Your professor will always be looking for those errors, so be sure to do it right to avoid losing simple marks. Here is a helpful guide to get you started on acing those little tricks. Perfect MLA Formatting Tips First and foremost, you will need to know how to properly structure your paper. MLA referencing style does not usually require a title page- instead, list the following information in the top left corner of your paper: ? Name ? Professor ? Class ? Date Then, leave a space and center your title. It does not need to be bolded, italicized, or underlined. Leave another space, and then you can start your introduction. Page numbers should be in the top right corner beside your last name. Mastering In-Text Citations When youâre quoting an author in your essay, put the last name and page number in brackets like this: (Smith 54). If you mention the author in the sentence, you only need to put the page number in brackets. Here is an example sentence: âSmith argues that children who eat more vegetables experience higher growth rates (54).â Additionally, titles of books and plays should be italicized. The names of poems, short stories, television shows, and songs should be in quotations. The Works Cited Page MLA referencing style requires a Works Cited page at the end of your paper. Center the title, then begin your entries on the next line. The Works Cited should be on its own separate page. Your Works Cited entries generally contain a list of core elements that make up a sourceâs publication information. Not every source will have all of these, but you should gather as many of them as you can. Here are the elements you need: ? Author ? Title of work ? Title of container (if the work is a section of a book, for example) ? Any other contributors or editors ? Version ? Number ? Publisher ? Publication date ? Publication Location Citing The 5 Most Common Types of Sources Here are some example citations for 5 of the most common types of sources youâre going to use at some point or another. Always make sure you indent the second and subsequent lines of your citation. 1. Book: Last Name, First Name. Book Title. Publisher Name, Year. Smith, Joe. Ten Things You Learn in College. Random House, 2002. 2. Chapter in a Book: Last Name, First Name. âChapter Title.â Name of Book. Publisher, Year, pages. Brunner, Steven. âHow I Survived Freshman Year.â The Ultimate Guide to University. Oxford University Press, 2007, pp. 25-56. 3. Academic Journal in Print: Last Name, First Name. âTitle of Article.â Journal Title, volume, issue, year, pages. Stevenson, Angela. âA Historiographical Study of German Inflation After World War II.â The Journal of Western History, vol. 25, no. 4, 1998, pp. 130-200. 4. Academic Journal in an Electronic Database: Last Name, First Name. âTitle of Article.â Journal Title, volume, issue, date, pages. Database Name, doi. Percetta, Shelley. âTea Trading Along Chinaâs Silk Road.â The Journal of Chinese History, vol. 37, no. 33, 2002, pp. 57-98. JSTOR, doi: 10.1003/tox.33550. 5. Website: Editor or Author if Possible. Site Name. Organization or Institution, creation date, URL. Access date. Halsall, Paul. Internet History Sourcebooks Project. Fordham University, 1996, index.asp. Accessed 22 Sept. 2009. Take Away Your MLA-Infused Stress and Have Someone Else do it For You Hiring a professional writer to complete your paper for you means that you wonât have to worry about proper formatting. All of our academic writers are highly experienced and masters in every type of referencing style you could possibly need, so trust a professional to get it done the right way. No more losing marks for an avoidable error! Get a free quote now and have a properly formatted paper custom written for you, no matter what topic youâre studying. References: Purdue Online Writing Lab. MLA formatting and style guide. Retrieved from . A Guide to MLA Referencing Style How to Use MLA Referencing Style Properly How to Use MLA Referencing Style Properly MLA referencing style is one of the most commonly used types of formatting, so youâre bound to encounter it at least once throughout your post-secondary schooling. However, it can be hard to master this style of referencing because there are so many tricky little elements you have to get right. Your professor will always be looking for those errors, so be sure to do it right to avoid losing simple marks. Here is a helpful guide to get you started on acing those little tricks. Perfect MLA Formatting Tips First and foremost, you will need to know how to properly structure your paper. MLA referencing style does not usually require a title page- instead, list the following information in the top left corner of your paper: ? Name ? Professor ? Class ? Date Then, leave a space and center your title. It does not need to be bolded, italicized, or underlined. Leave another space, and then you can start your introduction. Page numbers should be in the top right corner beside your last name. Mastering In-Text Citations When youâre quoting an author in your essay, put the last name and page number in brackets like this: (Smith 54). If you mention the author in the sentence, you only need to put the page number in brackets. Here is an example sentence: âSmith argues that children who eat more vegetables experience higher growth rates (54).â Additionally, titles of books and plays should be italicized. The names of poems, short stories, television shows, and songs should be in quotations. The Works Cited Page MLA referencing style requires a Works Cited page at the end of your paper. Center the title, then begin your entries on the next line. The Works Cited should be on its own separate page. Your Works Cited entries generally contain a list of core elements that make up a sourceâs publication information. Not every source will have all of these, but you should gather as many of them as you can. Here are the elements you need: ? Author ? Title of work ? Title of container (if the work is a section of a book, for example) ? Any other contributors or editors ? Version ? Number ? Publisher ? Publication date ? Publication Location Citing The 5 Most Common Types of Sources Here are some example citations for 5 of the most common types of sources youâre going to use at some point or another. Always make sure you indent the second and subsequent lines of your citation. 1. Book: Last Name, First Name. Book Title. Publisher Name, Year. Smith, Joe. Ten Things You Learn in College. Random House, 2002. 2. Chapter in a Book: Last Name, First Name. âChapter Title.â Name of Book. Publisher, Year, pages. Brunner, Steven. âHow I Survived Freshman Year.â The Ultimate Guide to University. Oxford University Press, 2007, pp. 25-56. 3. Academic Journal in Print: Last Name, First Name. âTitle of Article.â Journal Title, volume, issue, year, pages. Stevenson, Angela. âA Historiographical Study of German Inflation After World War II.â The Journal of Western History, vol. 25, no. 4, 1998, pp. 130-200. 4. Academic Journal in an Electronic Database: Last Name, First Name. âTitle of Article.â Journal Title, volume, issue, date, pages. Database Name, doi. Percetta, Shelley. âTea Trading Along Chinaâs Silk Road.â The Journal of Chinese History, vol. 37, no. 33, 2002, pp. 57-98. JSTOR, doi: 10.1003/tox.33550. 5. Website: Editor or Author if Possible. Site Name. Organization or Institution, creation date, URL. Access date. Halsall, Paul. Internet History Sourcebooks Project. Fordham University, 1996, index.asp. Accessed 22 Sept. 2009. Take Away Your MLA-Infused Stress and Have Someone Else do it For You Hiring a professional writer to complete your paper for you means that you wonât have to worry about proper formatting. All of our academic writers are highly experienced and masters in every type of referencing style you could possibly need, so trust a professional to get it done the right way. No more losing marks for an avoidable error! Get a free quote now and have a properly formatted paper custom written for you, no matter what topic youâre studying. References: Purdue Online Writing Lab. MLA formatting and style guide. Retrieved from .
Saturday, May 23, 2020
Architecture As Landscape Of Memory - 3629 Words
Architecture as landscape of memory. An exploratory journey into the role of memory in architecture. _____________________________________________________________________________________________ Memory voices once recognised command us to create, and to memorialize what we remember. Both architect and writers endow their glittering memories with form and prepare places for them to rest. A.S. BYATT _____________________________________________________________________________________________ Martina Terracciano Mentor: Kaye Newman BA (Hons) Interior Design Student ID: 11043218 Module: CP6010 The Cass Dissertation May-2015 Content Illustrations Abstract 01. Introduction 02. Philosophical Concepts â⬠¢ The Memory system and the relation to place â⬠¢ The architect as a writer â⬠¢ Further estimation: Marc Treib, Juhani Pallasma, Mario Botta 03. Case studies â⬠¢ Memories and Modernism â⬠¢ Carlo Scarpa a collage of architectural events, images and fragment of memory â⬠¢ The Washington Holocaust Memorial Museum as a framework of emotion 04. Conclusion Bibliography Appendices Glossary 01. Introduction Architecture moves us. It can comfort us or intimidate us; it can enlighten us or mystify us; it can bring joy or tear at our hearts. Architecture moves us by touching three layers of memory. Through primal space it can touch our deepest emotional core; evoking shadow memories of the womb, the cave, the forest, and light. It can recall memories of culture, or ourShow MoreRelatedMy Photographic Methodology And Research Practice On The Gulf Region1598 Words à |à 7 Pagesappropriation allows individuals to claim a space as their own. As a result ââ¬Ëtemporalityââ¬â¢ becomes an important structural component in forming and exploring ocular identity in Gulf cities. Amidst radical interventions at the macro-level new urban landscapes create views of the city imposed by specific architectural identities and synchronized municipal and rigid political structures. Therefore, these spaces organise and manage the spatial flow of inhabitants in cities. Nevertheless, on the groundRead MoreBuilding A Small Town With Its Own Life1307 Words à |à 6 PagesWangshu said: ââ¬ËI want to build a small town with its own life, which could once again, wake up the latent memory of the city.ââ¬â¢ Under the trend of globalization Chinese architects are always struggling in how to engage in the trend of globalization and keep its unique culture and tradition. There are a large of numbers of cities in China undergoing a delirious wave of development. Traditional dwellings are demolished everyday replaced by high-rise commercial high-rise buildings which has no characteristicRead MoreBiography of Carol Johnson1156 Words à |à 5 Pages is one of the leading ladies in the field of landscape architecture. She was born in Elizabeth, New Jersey and spent most of her childhood outside hiking and camping. The love for the outdoors was inspired by her parents; a lawyer and a school principal. According to Lewis (2014), the parents were avid and skilled gardeners who frequently talked to her about plants and nature. The family also vacationed on the Massachusetts island; she has memories of walking along the Gaylord Cliffs, where NativeRead MoreUnderstanding Canadian History Essay641 Wo rds à |à 3 Pages Demographic concentration, architecture, economics, and cultural aspects are well documented in the above disciplines of history. Art itself is about people and their expressions of hope and meaning. Their impressions and thoughts are transported to their respective canvases. For the most part, these forms of history are less biassed and they tell the story as it actually was. A tour of the National Gallery showed that art comes in many forms: landscape paintings, portraiture, carvingsRead MoreThe Philosophy Of Landscape : A Project That Will Deal With Time1715 Words à |à 7 Pageshad tried to control since the dawn of time. However, it has always been a struggle to achieve such thing, since both are natural forces that we cannot control, nor can we create out of thin air. It is time that has been guiding many of the landscape architecture projects and is what we have been taught in school to make a project that will deal with time. A project that will remain the same or changed according to what we want with time. In addition, Form has been a natural force that has giving usRead MoreAnalysis Of The Project Disappearing Into Night 1361 Words à |à 6 Pagesneighbourhood is situated in the heart of the Msheireb project, a large-scale, inner-city regeneration project inspired by contemporary design processes, yet retaining Qatari cultural character and heritage articulated through city planning and architecture (Law, R. and Underwood K, 2012). The old district of Al-Asmakh, is populated predominately by male economic workers, attracting flows of migrants from African and Asian countries including: Ghana, Somalia, Ethiopia, Benin, Mali, Sudan, NigeriaRead MoreLuis Barrag An Esteemed Figure Within The Progress Of Mexico s Architecture2018 Words à |à 9 Pagesprogress of Mexicoââ¬â¢s architecture, Luis Ramiro Barragà ¡n Morfà n (March 9, 1902 ââ¬â November 22, 1988), widely known as Luis Barragà ¡n, was a Mexican engineer and architect. With a career spanning over 30 built projects, predominantly based in Mexico, Barragà ¡nââ¬â¢s works influenced contemporary architects, designers, or artists, in terms of his distinctive design principles. His influential work upon Mexicoââ¬â¢s modern architecture enabled him as an awardee of the Pritzker Architecture Prize in 1980 ââ¬â an awardRead MoreThe Chapel of Vence: Art and Enlightenment1008 Words à |à 5 PagesFrance, is a small, minimalist building. The amalgamation of modern art and the sacred creates a unique spiritual experience in that it welcomes Christians and non-Christian s alike to appreciate the artistââ¬â¢s religious symbolism. The elegantly simple architecture of the chapel, the use of light in the space, and the binary of colors on opposite walls have a calming, cleansing, and transformative effect that is undeniable. Matisseââ¬â¢s design takes a new turn into the modern technique, with clean lines andRead MoreThe And Quality Of Life Structure Essay922 Words à |à 4 Pages(WHOQOL, 1997). Domain Indicators incorporated within domains Physical health Energy and fatigue Pain and discomfort Sleep and rest Psychological Bodily image and appearance Negative feelings and Positive feelings Self-esteem Thinking, learning, memory and concentration Level of Independence Mobility Activities of daily living City center Dependence on medicinal substances and medical aids Work Capacity Social relationships Personal relationships Social support Sexual activity Environment FreedomRead MoreThe And Quality Of Life Structure Essay912 Words à |à 4 Pages(WHOQOL, 1997). Domain Indicators incorporated within domains Physical health Energy and fatigue Pain and discomfort Sleep and rest Psychological Bodily image and appearance Negative feelings and Positive feelings Self-esteem Thinking, learning, memory and concentration Level of Independence Mobility Activities of daily living City center Dependence on medicinal substances and medical aids Work Capacity Social relationships Personal relationships Social support Sexual activity Environment Freedom
Monday, May 11, 2020
The Financial Crisis And The Liquidity Risk Finance Essay - Free Essay Example
Sample details Pages: 3 Words: 993 Downloads: 6 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? Put simply, liquidity risk is the risk stemming from the lack of marketability of an investment that cannot be bought or sold quickly enough to prevent or minimize a loss (investopedia). It is useful to determine between two types of liquidity risk: funding liquidity risk and market liquidity risk. The former describes the ease of obtaining funds from other financial institutions or investors. Brunnermeier (2009) differentiates between three different types of funding liquidity risk: 1) rollover risk, the possibility that it will be expensive or impossible to rollover short term borrowing 2) redemption risk, the risk that depositors withdraw funds and 3) margin/haircut funding risk. The latter regards a situation where an asset is purchased and the buyer uses the purchased asset as collateral and borrows short term against it. As the buyer cannot borrow the assets entire price, they must finance the difference (the margin/haircut) using their own equity capital. T raders tend not to carry much excess capital thus, as margins/haircuts increase; they must sell part/all of the asset. It is the same scenario if depositors begin withdrawing their funds. In order to rollover debt, financial institutions began to rely heavily on short term (commercial) paper (repo contracts). This creates substantial liquidity risk as it is dependent on the market remaining awash with liquidity (Brunnermeier, 2009). In each of the above scenarios, the liquidity risk arises when the asset can only be sold at fire-sale prices. This occurs when market liquidity is low. The market liquidity risk represents the ease of finding a buyer. If liquidity is low then buyers will be more risk averse, as such, unwilling to pay above the odds for an asset. This depresses asset prices, further increasing liquidity risk. Typically, the risk of assets is measured by their return relative to the risk free return (generally the US Treasury Bill rate). In times of crisis this interes t rate spread widens due to the desire to hold first rate collateral. In other words, the demand for US Treasury bills increase, depressing the rate, whereas demand for risky assets fall, increasing the rate (Brunnermeier, 2009). In July 2007, Chuck Prince (Citigroups then CEO), summarised the significance of liquidity risk in the financial crisis by drawing on Keynes analogy between bubbles and musical chairs: When the music stops, in terms of liquidity, things will be complicated. But as long as the music is playing, youve got to get up and dance. Were still dancing. (Nakamoto Wighton, 2007). There was a perceived reduction in liquidity risk of banks in the years preceding the crisis as they moved to a model of originate and distribute, in addition to financing their assets with short term maturity instruments (Brunnermeier, 2009). The former was supposedly a method to offload risk as it involved banks originating loans, e.g. residential mortgages, pooling these together into diversified portfolios, slicing these portfolios into tranches (each tranche represented a different level of risk), and then distributing these loans (in their new securitised form) to various non bank financial institutions (Goodhart). Liquidity risk arises in this situation for various reasons. First of all, as banks intended offloading the loans, they only carried pipeline risk thus had little incentive to take due care in approving, processing and monitoring loan applications (Brunnermeier). Secondly, these Collateralised Debt Obligations (CDO) were considered to be off- balance sheet thus were not included when determining a banks required capital (set at 8% under Basel I) (Goodhart). However, in reality the banks risk, through exposure to these SIVs, was little changed. Often many of these securitised assets were held by conduits which, in turn, were owned by the bank (Goodhart). In addition, buyers of these tranches could also purchase credit default swaps (CDS) which, in exchange for a fee, would insure the buyer against any default (Brunnermier). The structure of banks financing further added to the mounting liquidity risk as the investment projects or mortgages (which were typically long term investments) were increasingly financed with short term deposits. To maintain financing for their conduits and SIVs banks issued asset backed commercial paper (ABCP), with typical maturities of 1 to 3 months (Goodhart), creating significant funding liquidity risk if investors stopped buying ABCP. However, in the event that funding for ABCP dried up, the commercial bank granted a liquidity backstop, exposing the sponsoring bank to significant risk that was not accounted for in the balance sheet (Brunnermier). The increase in liquidity risk through maturity mismatch was also as a result of repo contracts, which was often overnight financing. Under repo contracts a firm would raise funds by selling a collateral asset today with an agreement to repurchase the asset in future (Brunnermeir). Due to the reliance of banks on short term financing, any reduction in funding liquidity would cause significant stress on the financial system. In summer 2007 we witnessed a dry up in liquidity for ABCP as investors struggled to value structured products and confidence in rating agencys eroded (Brunnermier). The constant reiteration that the financial crisis was due to defaults on US subprime mortgages is evident from figure 1 as, following an increase in defaults noted from February 2007, the market for mortgage backed securities collapsed where as other markets remained relatively stable (Brunnermeier). As is evident, liquidity risk played a significant role in the financial crisis and, due to the open economy the United States possesses and its position as a major financial player, many other countries and non US banks were exposed to the US subprime mortgage market. The UK was particularly exposed as RBS and Barclays were the two biggest underwriters of mortgage backed securities in 2007. Both banks were also big lenders of leveraged finance (Timeonline). In addition, HSBC and RBS (through Citizens Bank) have significant presence in the United States. Other UK banks had less exposure to the US mortgage market, however, were heavily reliant on wholesale funding thus were susceptible to liquidity shocks e.g. HBOS (TimesOnline). https://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3572658.ece Donââ¬â¢t waste time! Our writers will create an original "The Financial Crisis And The Liquidity Risk Finance Essay" essay for you Create order
Wednesday, May 6, 2020
Illustration Free Essays
The 29th Annual French Quarter Festival of New Orleans New Orleans is a city where festivals are a way of life. There are festivals showcasing almost every cultural aspect of the city. However, The French Quarter Festival stands out as the largest free local music festival in the state of Louisiana. We will write a custom essay sample on Illustration or any similar topic only for you Order Now The 29th annual French Quarter Festival showcased a wide variety music, food, and special events that provided insight to what makes New Orleans so unique and full of life compared to other to cities in the county. The biggest aspect of the French Quarter Festival was the music that was showcased, the most prominent genres being Jazz, Cajun-Zydeco, and Blues. A variety of Jazz music was heard during the festival. Traditional Jazz sounds from bands such as the New Orleans Cottonmouth Kings and the Smoking Jazz Club could be heard on Friday. Saturday included a modern Jazz style with acts such as Big Daddy ââ¬ËOââ¬â¢ and Kermit Ruffins. The brass sounds of Jazz, such as the Treme Brass Band and the Stooges Brass Band were heard on the last day of the festival. There were also several Blues music acts present. The first day brought performers such as ââ¬ËWolfmanââ¬â¢ Washington and ââ¬ËBig Alââ¬â¢ Carson. The next day, Eharmonic Souls and John Lisi and the Delta Funk were among the artists. The Blues music that closed out the festival was from acts such as Vagabond Swing and Amanda Wallace. Lastly, Cajun-Zydeco music could also be heard at the festival. Some of the Cajun-Zydeco bands that opened for the festival were Dikki Du and the Zydeco Krewe and also Brandon Moreau and Cajungrass. The following day, Tank and the Zydeco Codebreakers and the Lost Bayou Ramblers were among the acts. Also, The Big Easy Playboys and Sunpie and the Louisiana Sunspots were among the Cajun-Zydeco acts on the final day of the festival. The traditional, modern, and brass Jazz musicians listed were just a few of the acts, but they provide examples of the talent at the 29th Annual French Quarter Festival. The French Quarter Festival had local vendors featuring the cuisines of the French Quarter, some of which were Cajun, Creole, and Poââ¬â¢boys. Cajun food was a cuisine that was prominent at the festival. Crawfish was a popular ingredient that was featured in several Cajun dishes at the festival such as in Crawfish Etouffee or Crawfish Cakes. Andouille sausage, found in gumbo and jambalaya was another aspect of the festival cuisine. Alligator, as kebabs or sausages, was also among the many Cajun dishes. Creole food also had a presence in the festivalââ¬â¢s cuisine. Rice dishes, such as Dirty Rice and also Red Beans and Rice, were among the Creole cuisine featured at the festival. There were also many Creole seafood dishes, such as Shrimp Jambalaya and Grits or Shrimp Remolaude available. Creole desserts such as King Cake or beignets were also among the dishes offered at the festival. Additionally, several varieties of Poââ¬â¢boy were staples of the cuisine at the festival. Seafood Poââ¬â¢boys, such as the Shrimp Caminada Poââ¬â¢boy and the BBQ Oyster Poââ¬â¢boy, were among the Poââ¬â¢boys offered. Also available were Creole style Poââ¬â¢boys, such as the Cochon de lait Poââ¬â¢boy or Creole Hot Sausage Poââ¬â¢boy. Finally, Poââ¬â¢boys such as the Alligator Sausage Poââ¬â¢boy or the Blackened Catfish Poââ¬â¢boy were some Cajun- style Poââ¬â¢boys at the festival. Whether you were looking for Cajun, Creole, or Poââ¬â¢boys, the 29th Annual French Quarter Festival had the dishes discussed above along with many more available to choose from. Finally, the French Quarter Festival also held events such as educational lectures, kids events, and dance lessons. The French Quarter Festival strived to educate people on the impact that the local musical community provides. Super Sousaphone was a lecture by local sousaphone virtuoso Matt Perrine about the impact his career in many influential New Orleans bands created. Another lecture was Groove Interrupted, which focused on behind-the-scenes makings of the modern-day Jazz album. Funkify Your Life discussed The Meters, a New Orleans funk band, impact on New Orleans music. There were also several childrenââ¬â¢s events at the festival. The Kidââ¬â¢s Music Stage introduced children to festivalââ¬â¢s musical genres in a child-friendly way. The Satchmo collage project was another event where children decorated pieces of a collage of Louis Armstrong. Children were also able to create Victorian-style jewelry at the many crafts station at the festival. Also, several dance lessons were offered at the festival. NOLA Zydeco group hosted a class that taught the traditional Zydeco moves. BrassXcise, with Dancing Man 504, taught dance and exercise moves that are used in Second-Line parades. Also, the NOLA Jitterbugs taught traditional jazz dances such as the Jitterbug and the Charleston. The lectures, childrenââ¬â¢s events and dance classes at the French Quarter Festival helped to add the educational and cultural aspect of the festival. The 29th annual French Quarter Festival provides a special aspect to festivals of New Orleans. It sought to showcase strictly the local aspects of the culture of New Orleans. Also unlike other festivals, it was also made free to the public. Those aspects and also the music, food, and events of the festival combined to create an experience unlike other festivals in New Orleans, one that is focused on the people of the city rather than just the city itself. How to cite Illustration, Papers
Thursday, April 30, 2020
Lobsters Essay Research Paper Long ago lobsters free essay sample
Lobsters Essay, Research Paper Long ago, lobsters were so plentiful that Native Americans used them to fertilise their Fieldss and to tease their maulerss for fishing. In colonial times, lobsters were considered # 8220 ; poorness food. # 8221 ; They were harvested from tidal pools and served to kids, to captives, and to indentured retainers, who exchanged their transition to America for seven old ages of service to their patrons. In Massachusetts, some of the retainers eventually rebelled. They had it put into their contracts that they would non be forced to eat lobster more than three times a hebdomad. Until the early 1800s, lobstering was done by garnering them by manus along the shoreline. Lobstering as a trap piscary came into being in Maine around 1850. Today Maine is the largest lobster-producing province in the state. Though the figure of lobstermen has increased dramatically, the sum of lobsters caught has remained comparatively steady. In 1892, 2600 people in the Maine lobster piscary caught 7,983 metric dozenss ; in 1989, 6300 Maine lobstermen landed 10,600 metric dozenss of lobster. We will write a custom essay sample on Lobsters Essay Research Paper Long ago lobsters or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Smackmen foremost appeared in Maine in the 1820s because of increased demand for lobsters from the New York and Boston markets. Smackmen were named after their boats, a good slap. Slaps were little seafaring vass with a armored combat vehicle inside the boat that had holes drilled into it to let saltwater to go around. The slaps were used to transport unrecorded lobsters over long distances. Lobsters are crustaceans hard-shelled animate beings with metameric organic structures and jointed legs. Peoples around the universe award lobsters for their tasty white meat. Great measures of these animate beings are harvested from the Atlantic Ocean and Pacific Ocean each twelvemonth. The American lobster is commercially of import for the delightful meat in its claws and tail. This species belongs to a group of lobsters known as clawed lobsters. Spiny lobsters get their name from the crisp spinal columns on their shells. Lobsters are besides of import as seafood. They lack claws and their big tail contains much meat. Slipper lobsters, named for their planate form, are found largely in warm Waterss. Deep-sea lobsters live buried in the ocean underside at great deepnesss. Most of them are unsighted. American lobsters are the largest species of lobster. They can mensurate every bit long as 42 inches and weigh about 45 lbs. However, most lobsters are caught before they reach full size. Captured lobsters by and large measure about 8 inches long and weigh merely approximately 1 lb or less. Like other crustaceans, American lobsters are invertebrates they don Ts have a anchor. A strong shell called an exoskeleton protects the lobster # 8217 ; s soft organic structure parts. The shell is normally brown-green with musca volitanss. Lobster shells turn bright red-orange when boiled. The American lobster # 8217 ; s organic structure has 21 sections. The caput has 6 sections ; the thorax # 8211 ; the centre portion # 8211 ; has 8 ; and the venters # 8211 ; the tail portion # 8211 ; has 7. Where the sections meet, the exoskeleton is thinner, so the lobster can flex its organic structure and move. A lobster breathes through gills beneath the shell on both sides of its thorax. A lobster has two braces of aerial on its caput. The animate being # 8217 ; s eyes are on the terminals of a brace of slender, jointed variety meats called chaffs. Lobsters have compound eyes that consist of 100s of lenses joined together. The lobster keeps its aerial and eyestalks traveling invariably to seek for nutrient and to watch for enemies. Its aerial, legs, and shell are covered with 1000000s of bantam hairlike detectors that can observe chemicals. The detectors help the carnal locate nutrient. Lobsters have five braces of jointed legs attached to the thorax. Four braces are thin, and the lobster uses them for walking. The 5th brace, which extends in forepart of the caput, are thick and terminal in big claws. The larger of these two claws has thick dentitions to oppress quarry. The smaller claw has crisp dentitions to rupture nutrient apart. All lobsters do non hold the heavy claw on the same side. Some are right-handed and left-handed. Leg like constructions called pleopods are located under the venters and assist the lobsters swim. Female lobsters besides use pleopods to keep eggs. American lobsters live on sandy, muddy, or bouldery bottom countries. They normally hide in holes or under stones at deepnesss of 10 to 180 pess. A lobster sits in a tunnel all twenty-four hours, beckoning its antennas outside the entryway. It holds its claws ready and pounces on any quarry that comes near. A lobster chow boodles, crab, snails, little fish, and, on occasion, other lobsters. They besides feed on algae and on workss called grass wrack. At dark, it walks along the ocean underside looking for nutrient. If a lobster detects an enemy like a big fish or an octopus comes nigh, the lobster dart back into its tunnel with powerful somersaults of its tail. A female lobster normally lays eggs merely one time every two old ages. She may bring forth 3,000 to 100,000 eggs at a clip. it depends on her size and age. The eggs are covered with a gluey substance and are attached to the pleopods. The female carries the eggs for 10 to 11 months. When the eggs are ready to hatch, the lobster shakes the immature out of the eggshells. Newborn lobsters are about 1/3 inch long. They rise up in the H2O and impetus and swim about for two to three hebdomads. They are easy quarry for sea birds, fish, and other enemies. Then the lobsters sink to the ocean underside where they spend the remainder of their lives. Lobsters can populate about 15 old ages or longer. But most neer reach this age because they are captured by a assortment of marauders, including human existences. Lobsters molt as they grow. The carnal loses its first shell within one hebdomad after hatching and moults three more times during the first month. When sheding the lobster # 8217 ; s organic structure gives off a substance that softens the shell. Then, by spread outing its musculuss, the lobster splits the shell and stairss out of it. The new shell, which had formed under the old one, is soft and gives the lobster no protection. The carnal fells from its enemies until the new shell hardens. Lobster fishing is an of import industry in many countries. Each twelvemonth, 1000000s of American lobsters are caught off the seashore of Maine and further north in Canadian Waterss. Spiny lobsters, which live in warm tropical seas, are caught off the seashores of California and Florida and in assorted parts of the Southern Hemisphere. At one clip, people caught so many American lobsters that the animate beings were in danger of deceasing out. Today, angling Torahs protect lobster populations. Lobsters are caught in traps called pots. A lobster can come in the pot but can non happen the gap to acquire out. The trap is baited with fish and lowered to the ocean floor. A float tied to a cord fastened to the trap shows the pot # 8217 ; s location. The trap is normally raised and emptied every twenty-four hours or so. If two or more lobsters get in, they may contend and wound or kill one another. When a lobster is taken from a pot, each claw is wrapped utilizing gum elastic sets. The gum elastic bands maintain the claws from opening. All provinces and the federal authorities portion a minimal legal size, 3 1/4 inches carapace-length # 8211 ; from the oculus socket to the beginning of the tail. A lobster caught at this size weighs about 1 1/4 pound. The minimal size for legal lobsters was increased in 1988 after scientists persuaded the lobstermen that at the size lobsters were being harvested, 90 % of all lobsters were being captured before they # 8217 ; vitamin D had a opportunity to reproduce even one time. They argued that merely 10 per centum of the population could non go on to bring forth adequate babe lobsters to maintain the industry traveling for many more old ages.
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